Privacy Policy

Let's start with what we don't do:

• We don't collect or store your financial information (loan amounts, income, debts, etc.)
• We don't require you to create an account
• We don't sell any data to third parties
• We don't use tracking cookies for advertising
• We don't share data with financial institutions

All calculations are performed locally in your web browser using JavaScript. The numbers you enter into our calculators never leave your device. When you close the browser tab or refresh the page, your data is gone—we never see it.

We collect minimal, anonymous data to understand how our site is used:

This data is aggregated and anonymized. We cannot identify individual users.

We use a single, essential cookie to remember your theme preference (light or dark mode). This cookie:

• Contains only "light" or "dark"
• Is stored only on your device
• Is never sent to our servers
• Can be cleared by your browser at any time

We may use privacy-focused analytics services to understand site usage. These services:

• Don't use cookies for tracking
• Don't collect personal information
• Are GDPR compliant
• Don't sell data to third parties