All Calculators

Free, accurate tools to help you understand and manage your debt.

Strategy

Debt Payoff Planner

Compare snowball vs avalanche strategies to find the fastest, cheapest way to become debt-free.

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Strategy

Debt Consolidation

See if combining multiple debts into one loan could lower your payment and save on interest.

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Credit Cards

Credit Card Payoff

Calculate how long it takes to pay off your credit card and how much interest you'll pay.

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Credit Cards

Balance Transfer

See if a 0% APR balance transfer will save you money after accounting for transfer fees.

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Loans

Loan Amortization

See your complete payment schedule and how extra payments can save you thousands.

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Mortgage

Mortgage Affordability

Find out how much house you can afford based on your income, debts, and down payment.

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Mortgage

Rent vs Buy

Compare the true cost of renting versus buying. See which builds more wealth over time.

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Mortgage

Mortgage Refinance

Find out if refinancing makes sense by comparing costs, savings, and break-even point.

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Auto

Auto Loan Calculator

Calculate monthly payments and total cost for your next vehicle purchase.

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Auto

Buy vs Lease

Compare the true cost of buying versus leasing a vehicle over time.

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Planning

Debt-to-Income Ratio

Calculate your DTI to see how lenders view your borrowing capacity.

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Loans

Personal Loan Calculator

Compare loan offers and calculate true costs including origination fees.

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Student Loans

Student Loan Payoff

Compare standard repayment with income-driven plans and estimate forgiveness.

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Mortgage

HELOC Calculator

Calculate how much you can borrow against your home equity.

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Planning

Emergency Fund Calculator

Find out how much you need in your emergency fund based on your situation.

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Planning

Net Worth Calculator

Calculate your total net worth by tracking all your assets and liabilities.

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Planning

Compound Interest Calculator

See how your money grows over time with the power of compound interest.

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Strategy

Bi-Weekly Payment Calculator

See how bi-weekly payments can help you pay off your loan faster and save interest.

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Credit Cards

Minimum Payment Calculator

See the true cost of paying only minimum payments and how long it will take to be debt-free.

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How Our Calculators Work

All calculations are performed locally in your browser. We never see or store your financial data. Our formulas are standard financial equations used throughout the industry. Learn more about our methodology.