All Calculators
Free, accurate tools to help you understand and manage your debt.
Debt Payoff Planner
Compare snowball vs avalanche strategies to find the fastest, cheapest way to become debt-free.
Debt Consolidation
See if combining multiple debts into one loan could lower your payment and save on interest.
Credit Card Payoff
Calculate how long it takes to pay off your credit card and how much interest you'll pay.
Balance Transfer
See if a 0% APR balance transfer will save you money after accounting for transfer fees.
Loan Amortization
See your complete payment schedule and how extra payments can save you thousands.
Mortgage Affordability
Find out how much house you can afford based on your income, debts, and down payment.
Rent vs Buy
Compare the true cost of renting versus buying. See which builds more wealth over time.
Mortgage Refinance
Find out if refinancing makes sense by comparing costs, savings, and break-even point.
Auto Loan Calculator
Calculate monthly payments and total cost for your next vehicle purchase.
Buy vs Lease
Compare the true cost of buying versus leasing a vehicle over time.
Debt-to-Income Ratio
Calculate your DTI to see how lenders view your borrowing capacity.
Personal Loan Calculator
Compare loan offers and calculate true costs including origination fees.
Student Loan Payoff
Compare standard repayment with income-driven plans and estimate forgiveness.
HELOC Calculator
Calculate how much you can borrow against your home equity.
Emergency Fund Calculator
Find out how much you need in your emergency fund based on your situation.
Net Worth Calculator
Calculate your total net worth by tracking all your assets and liabilities.
Compound Interest Calculator
See how your money grows over time with the power of compound interest.
Bi-Weekly Payment Calculator
See how bi-weekly payments can help you pay off your loan faster and save interest.
Minimum Payment Calculator
See the true cost of paying only minimum payments and how long it will take to be debt-free.
How Our Calculators Work
All calculations are performed locally in your browser. We never see or store your financial data. Our formulas are standard financial equations used throughout the industry. Learn more about our methodology.