About DebtMath
Helping you make smarter debt decisions with free, transparent tools.
Our Mission
DebtMath was born from a simple frustration: most online calculators are either too basic, hidden behind paywalls, or designed to sell you financial products. We wanted something different—calculators that are powerful, free, and completely transparent about how they work.
What We Believe
Financial literacy should be free
Understanding your debt shouldn't cost money or require signing up for anything.
Transparency builds trust
Every formula we use is documented on our methodology page. No black boxes.
Your data is yours
All calculations happen in your browser. We don't collect, store, or sell your financial information.
Good design matters
Dealing with debt is stressful enough. Our tools should be pleasant to use.
Who We Are
We're a small team of developers and finance enthusiasts who've personally dealt with student loans, car payments, mortgages, and credit card debt. We built the tools we wished existed when we were navigating our own financial journeys.
How We're Different
Privacy First
No tracking, no cookies, no data collection. Your financial info never leaves your browser.
No Affiliate Links
We don't recommend financial products for commission. Our advice is unbiased.
No Sign-ups
Use all our calculators immediately. No email required, no account needed.
Open Methodology
Every formula is explained. You can verify our math yourself.